Illinois-based advocacy groups commended the Illinois Department of Insurance coverage for providing a publication to personal insurance companies in the state reminding them that law restricts discrimination against transgender policy holders.
The bulleting mentions existing Illinois law and the Affordable Care Act, which both restrict discriminated by insurance providers versus transgender people due to the fact that of their gender identity.
Transgender people frequently face obstacles and discrimination when seeking insurance protection of medically-necessary treatments recommended by medical professionals, even though those treatments are regularly paid for others. Advocacy groups like the American Civil Liberties Union of Illinois, Lambda Legal and the TransLife Center at Chicago Home explain that lots of transgender clients deal with obstacles getting coverage for hormone therapy and the blood testing required to keep track of the impacts of the hormones, a treatment that is consistently available to paid for post-menopausal women. The Illinois Department of Insurance bulleting says that such rejections are discriminatory and not permitted under present law.
Rejection of health care protection for necessary clinical treatment is far too common, particularly for transgender individuals, stated Owen Daniel-McCarter, legal director for TransLife Center at Chicago House. We praise the state of Illinois for explaining that such denials are an offense of Illinois law.